Why it exists

Every budgeting app I tried assumed one currency, one account type, and a market that closes at 4pm EST. My reality is a SAR salary, a USD stock portfolio, physical gold tracked in grams, and a Tadawul position sitting in between. Nothing handled all of that cleanly — so I built the tool that does.

How it works

MiKai is a full-stack finance dashboard organized around four modules: expenses, income, goals, and investments. Expenses are tracked per category with monthly budget caps and split across credit and debit account types. The investment layer uses a lot-based model — each purchase is logged individually, then grouped into positions with a computed average cost basis and live return. Prices are pulled via Alpha Vantage for stocks and ETFs; gold and real estate use manual valuations. A built-in USD↔SAR converter handles cross-currency positions using a configurable exchange rate. Goals track contributions over time with progress toward a target date. Firebase handles cloud sync across devices; a demo mode serves pre-seeded data locally for the public embed.